If you’re a Leavenworth first-time homebuyer, you’re about to start one of life’s most exciting journeys. Buying your first home comes with big decisions—and having the right Mortgage partner can make all the difference. At Frontier, we offer a range of Mortgage options Leavenworth residents can count on, plus guidance from a team that understands the local market.

Frontier Community Credit Union

Your Mortgage, Made Simple

A Mortgage is more than a loan—it’s the foundation of your future home. For first-time buyers, the right Mortgage can mean affordable payments, a smoother buying process, and confidence in your decision. Whether you’re looking for predictable payments or a low down payment option, Frontier makes it easier to find the loan that fits your life. 

Explore our Mortgage Loans options.

Mortgage Options Leavenworth Buyers Can Choose From

Fixed-Rate Mortgages
 Lock in your interest rate and enjoy stable monthly payments for the life of your loan. Perfect if you plan to stay in your home long-term.

Adjustable-Rate Mortgages (ARMs)
Start with a lower initial rate and adjust over time—a smart choice for buyers who may move or refinance in the next few years.

FHA Loans
Government-backed with a down payment as low as 3.5%, making homeownership possible even if you don’t have significant savings.

USDA Loans
Designed for eligible rural and suburban areas near Leavenworth—often with no down payment required.

VA Loans
No down payment and competitive terms for veterans, active-duty service members, and qualifying spouses—especially beneficial for the Fort Leavenworth community.

See More Loan Options →

Why Choose Frontier for Your First Mortgage

  • Local Expertise – Serving Leavenworth and surrounding Kansas communities means we understand the local housing market and your specific needs.

  • Personalized Guidance – Work one-on-one with a loan officer who will guide you through the process from start to finish.

  • Member-Focused Approach – As a credit union, our priority is your financial well-being, not shareholder profits.

Your Step-by-Step Mortgage Journey

  1. Get Prequalified – Learn your buying power and set a clear budget.

  2. Apply Online – Use our secure application to start at any time.

  3. Review & Approval – We’ll review your application and find the right loan to meet your goals.

  4. Appraisal & Final Steps – Confirm your home’s value and finalize your financing.

  5. Closing Day – Sign your documents and get the keys to your new home.

Becoming a Frontier Member Is Easy

You don’t have to be a current homeowner to join Frontier—you just need to meet our simple membership eligibility requirements.

Start Your Homeownership Journey Today

Whether you’re ready to apply or just starting to explore the Mortgage options Leavenworth has available, Frontier is here to help you take the next step with confidence.