Mortgage Item Checklist

Paystubs covering 30 days

Most recent two years W2s

Awards letter from disability/social security/retirement

Verification of other income

Year-to-Date Profit and Loss Statement

Corporate/Partnership Tax Returns (completed and signed)

Statements covering two months for ALL accounts listed on application (i.e., bank accounts, retirement accounts, mutual funds, stock/bond accounts)

Copy of purchase agreement and receipt of sale settlement statement for property to be sold in order to qualify for loan (if applicable)

Gift letter (if applicable)

Final Divorce Decree (if applicable)

Bankruptcy Schedule and Discharge (if applicable)

Payoff Statements (if applicable)

Appraisal fee ($500)

Copy of signed purchase agreement for the property

Name and address of current property owner

Name, phone number, and email address for buying/ selling real estate agents involved in the transaction, if any

Copy of earnest money check (if applicable)

Plans/drawings and specifications

Signed sworn construction statement itemizing acquired bids or builders’ contract

General contractor name, address, and phone number

If land is owned for less than 1 year, copy of signed settlement statement from land purchase

Declaration’s page from homeowner’s insurance

Statement showing current mortgage balance (if not financed through FCCU)

Payoff letter for current mortgage (if not financed through FCCU)

Declaration’s page from homeowner’s insurance

Statement showing current mortgage balance (if not financed through FCCU)