The Credit Union Difference: Why Our Not-for-Profit Model Works for Gardner
Frontier Community Credit Union (Frontier) is an institution built on a unique foundation: a not-for-profit financial cooperative dedicated to serving its members, and new to those in the Gardner area since our location was opened there in February 2023. Unlike traditional banks, we are proudly member-owned, meaning every individual who banks with us is an owner, not just a customer.
This cooperative structure is the key differentiator, fostering a culture of "people helping people" that directly benefits our members and the local community around Gardner.
The Power of Member Ownership 🤝
At Frontier, the absence of outside shareholders means our priorities are aligned exclusively with your financial well-being.
Financial Advantage: Our not-for-profit status ensures that earnings are returned directly to you, our member-owners, in the form of better interest rates on savings and loans, and lower/fewer fees.
Personalized Service: You are a valued member-owner, which guarantees you personalized, one-on-one guidance from our staff to help you build a plan for financial success.
Deep Local Commitment in the Gardner Area
Frontier’s commitment is to support our members’ financial success and make a positive impact on the communities we serve. Our staff members are proud to be a part of an organization that has a visible and significant presence in the local area.
Support for Local Education: We actively support education by offering financial literacy programs and grants to local schools, helping fund initiatives facing budget challenges.
Military and Veteran Support: We have specific initiatives to support the military community, including programs for surviving spouses and sponsorships for veteran organizations.
Staff Volunteerism: Our employees are given paid volunteer hours to work with their favorite local organizations, ensuring the credit union's service extends beyond the branch walls and into the community.
By choosing Frontier Community Credit Union in Gardner, you are supporting a real-world impact while gaining a financial partner dedicated to your best interest. We also ensure convenient access through the widespread CO-OP Shared Branch and ATM Network.