Why Kansas Families Choose Frontier’s Youth Savings Accounts

For many Kansas families, building smart financial habits begins early, long before paychecks and bills become a concern. That’s why more parents across our Kansas service area are turning to Frontier to open Youth Savings Accounts that grow with their children. Frontier’s approach makes saving simple, fun, and meaningful, whether you’re starting a Savings Account for a teenager or helping your youngest child learn what money really means.

Building Smart Habits from a Young Age

When kids have their own Savings Accounts, they start to understand the value of setting goals, waiting for things they want, and making thoughtful choices. With a Youth Savings Account in Kansas at Frontier, parents can reinforce positive financial behavior with real-life tools that encourage good habits from an early age.

From birthday money to allowance, Youth Accounts are a practical way to introduce money management at home, with the added confidence that the account is in a safe, insured, and local financial institution.

Why Kansas Parents Prefer Frontier

Frontier isn’t just a place to save—it’s a partner in helping families thrive. Serving dozens of counties across Kansas, Frontier stands out as a trusted credit union focused on supporting its members, not shareholders.

Parents appreciate the friendly service, convenient local branches, and community-first values that prioritize families. Frontier offers in-person service at multiple branches and ATM locations, and it belongs to a nationwide shared branch network. This means accessing your child’s account is always convenient, even beyond Kansas.

Want to see if you’re eligible to join? View our membership eligibility requirements.

What Makes Frontier’s Youth Savings Account Different?

Frontier offers two tailored accounts for children and teens, both designed to make saving feel rewarding from the start.

Youth Savings Account

  • Ages: 12 and under

  • Minimum Opening Deposit: $5

  • No monthly service fee

  • Earn dividends with a $25+ balance

  • Earn prizes by completing educational activities or reaching savings milestones

Teen Savings Account

  • Ages: 13–17

  • Minimum Opening Deposit: $5

  • No monthly service fee

  • Earn dividends with a $25+ balance

  • Great for saving part-time income, birthday money, or building toward college savings

Both accounts are federally insured and come with the added benefit of access to financial education tools, making them ideal for parents seeking a Savings Account for a teenager or school-aged child.

Learn more about our Youth Accounts.

Real-Life Ways Families Use Youth Accounts

Youth Accounts at Frontier aren’t just about stashing money away—they’re about learning to use money wisely. Parents across Kansas use these accounts to:

  • Deposit allowance weekly or monthly

  • Encourage goal setting for things like toys, sports gear, or a car fund

  • Involve teens in managing part-time job income

  • Provide a foundation for long-term financial education

  • Celebrate birthdays or report card achievements with prize incentives

The flexibility and simplicity of Frontier’s youth savings options make them ideal for busy families who want practical tools that grow with their child.

Credit Union Values Make the Difference

Unlike big banks, Frontier is a not-for-profit, member-owned organization. That means more benefits for your family, fewer fees, and a genuine commitment to your child’s future.

For parents seeking a Youth Savings Account in Kansas, Frontier combines trusted service, age-appropriate features, and a proven commitment to member education—all from a credit union deeply rooted in your local community.

Ready to Help Your Child Start Saving?

There’s no better time to start teaching financial responsibility than today. If you’re opening a Youth Savings Account, Frontier offers flexible, rewarding, and secure options for families across Kansas.

Natalia Torres